My Health Champions works with Independent Contractor Drivers

     

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If you're an owner operator, you need special truck insurance products and services to keep you fully protected whether you’re under permanent lease to a motor carrier or if you work under your own authority. MyHealth Champions Marketplace Insurance Solutions understands your truck insurance needs and can help you select the trucking insurance coverages you need to protect your business and your livelihood.  As an independent driver leased to a motor carrier, your owner operator truck insurance coverage needs are mainly determined by the lease agreement you have with your motor carrier. In most cases, a motor carrier provides Primary Liability insurance coverage when you are working on their behalf. Liability insurance covers injuries or damage to other people or property if you're at fault for an accident.

MyHealth Champions has developed a special program for Harbor Trucking Association (HTA) members that provides occupational accident insurance coverage for Independent Contractor (IC) Drivers.  If you are an Independent Contractor Driver of a Harbor Transportation Association (HTA) member, you will be receiving up to a 7.5% discount on occupational accident insurance premium.  

In California, IC Drivers are not required by law to purchase and obtain workers’ compensation insurance.  Occupational Accident Insurance provides an alternative, effective solution to the special risks faced by IC Drivers.  Day and night, IC Drivers face risks inherent to life on the road. They need to protect themselves and their families from economic losses in the event of accidents.

Occupational Accident Insurance benefits are paid directly to IC Drivers or their survivors. The premium can be deducted from contract fees or included with leasing fees, eliminating complicated administration.


IC Driver Coverage

MyHealth Champions has developed a special program for Harbor Trucking Association (HTA) members that provides occupational accident insurance coverage for Independent Contractor (IC) Drivers.  If you are an Independent Contractor Driver of a Harbor Transportation Association (HTA) member, you will be receiving up to a 7.5% discount on occupational accident insurance premium. 
 
In California, IC Drivers are not required by law to purchase and obtain workers’ compensation insurance.  Occupational Accident Insurance provides an alternative, effective solution to the special risks faced by IC Drivers.  Day and night, IC Drivers face risks inherent to life on the road. They need to protect themselves and their families from economic losses in the event of accidents.
 
Occupational Accident Insurance benefits are paid directly to IC Drivers or their survivors. The premium can be deducted from contract fees or included with leasing fees, eliminating complicated administration.
Truckers Occupational Accident Insurance covers eligible on-the-job accidents that Independent Contractor (IC) Drivers sustain while under dispatch. We have the expertise and flexible insurance product options that cover the unique risks motor IC Drivers confront every day.
 
Truckers Occupational Accident Insurance is not workers’ compensation coverage and is not a substitute for Workers’ Compensation coverage.
 
Disclaimer: The Policy provides ACCIDENT insurance only. It does NOT provide basic hospital, basic medical, major medical or sickness coverage. This is only a brief description of the coverage(s) available. The Policy contains reductions, limitations, exclusions and termination provisions. Full details of the coverage are contained in the Policy. If there are any conflicts between this website information and the Policy, the Policy shall govern.


Individual Health Insurance

 

With the Affordable Care Act mandating that most Americans purchase health insurance, some people – especially those who are young or healthy – are questioning why they need coverage at all. An illness or injury can interrupt your plans, but they don’t need to deplete your savings or jeopardize all that you’ve worked for. Quality medical insurance can help protect you and the ones you love, against the unpredictable, unexpected and fundamentally uncontrollable health problems that come up in life. We want to make sure you have the right coverage for your needs whether that is federally subsidized or traditional individual & family health insurance.  As a result, we offer a wide variety of plans including HMO, PPO, POS and HSA plans.

Individual Health Insurance Quote

Find a Doctor. Amino lets you find and book appointments with doctors who have the most experience with your needs. 

Fair Health Consumer Cost Lookup (website) Use this tool to estimate your costs for medical procedures and services in the ZIP code where you receive care. Whether you are insured or uninsured, the cost estimate you receive will show how much you may be asked to pay for your care.


For Payment/Billing/Policy Customer Service/Claims:

Deb Dodson: ddodson[at]midman.com

Midlands contact phone number: 800-800-4007

3817 Northwest Expressway, Suite 1000, Oklahoma City, OK 73112

For Sales/Product Questions:

abrown[at]myhealthchampions.com 888-564-6116, ext. 101 dhagen[at]myhealthchampions.com 888-564-6116, ext. 150

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