My Health Champions has over 35 years of experience in delivering comprehensive Small Business Solutions, including: 

  • Workers’ Compensation/PEO Insurance
  • Property & Liability/Business Owner Policies (BOP)         Insurance
  • Group & Individual Health, Dental, Vision, Life and Disability Insurance
  • Professional Liability/Errors & Omissions Insurance

Would you like small business to have a meaningful voice in state and federal government? Join the CSBA (California Small Business Association).

 

Workers’ Compensation Insurance

As every small business owner knows, accidents can happen on the job — even at the safest workplaces. We can work with you to find Workers’ Compensation Insurance that helps you create a safe and productive environment for your employees. If your business has employees, Worker's Compensation insurance will be mandatory.

Professional Employer Organizations (PEOs) can be a good alternative to traditional workers' compensation insurance for small employers.  PEOs can relieve the administrative burden of HR, including managing workers' compensation insurance, by limiting human resource costs and minimizing employer-related risk for small businesses.

Workers' Compensation Application (PDF)

Workers' Comp. Supplemental Application (docx)

 

Business Owners Policy (BOP) Insurance

Need to Protect Your Business? – Small businesses have access to insurance policies that combine protection from all major property and liability risks in one package called the business owners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk that larger companies might purchase.

BOPs include:

Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.

Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.

Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

BOP Application

 

Small Business Solutions

 

Individual Health Insurance

With the Affordable Care Act mandating that most Americans purchase health insurance, some people – especially those who are young or healthy – are questioning why they need coverage at all. An illness or injury can interrupt your plans, but they don’t need to deplete your savings or jeopardize all that you’ve worked for. Quality medical insurance can help protect you and the ones you love, against the unpredictable, unexpected and fundamentally uncontrollable health problems that come up in life. We want to make sure you have the right coverage for your needs whether that is federally subsidized or traditional individual & family health insurance.

Individual Health Insurance (Web Form)

 

Group Health Insurance

Don't let shopping for group health insurance coverage distract you from job one: running your small business.  We can show you group health insurance options to help you and your employees get great coverage and save money.

Group Health Insurance (Web Form)

 

Short Term Health Insurance

Accidents happen in life.  When an accident involves the health of you or your family, the costs can be financially and emotionally staggering. Being without insurance, even for a short time, is not worth the potentially life-altering risk. 

Short Term Health Insurance (Web Form)

  • Did you miss the open enrollment period or your coverage got cancelled?
  • Is temporary health insurance right for you?
  • Are you between jobs?
  • Are you a recent college graduate transitioning into the workforce? 
  • Are you working for a company that doesn’t offer insurance?
  • Did you start a new job that has a waiting period before benefits begin?

  • Find a Doctor (Web Form). Amino lets you find and book appointments with doctors who have the most experience with your needs. 

  • Fair Health Consumer Cost Lookup (website)